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Robert Steele Agency
Indiana's #1 Debt-Related Insurance Agency

Terms & Conditions

This web site, including all of its features (the “Web Site”), is a service made available by Robert Steele Agency, Inc (“Robert Steele”), an Indiana incorporated company, and all content, information and software provided on and through the Web Site (“Content”) may be used solely under the following terms and conditions.

1. Conditions of Use

By accessing this Web Site, you (either an individual or a single business entity) indicate your acknowledgment and acceptance of the terms and conditions of this Web Site User Agreement (“Agreement”). Robert Steele maintains this Web Site to provide you with information about products and services we offer, along with information about Robert Steele . Robert Steele may, from time to time, revise this Agreement.

2. Disclaimer and Limitation of Liability

By using the Web Site, you acknowledge that Robert Steele makes the following specific disclaimers.

(a) Robert Steele will use its best efforts to include accurate, reliable and up to date information on the Web Site. You agree that all access to and use of this Web Site and its Contents is at your own risk. INFORMATION ON THIS WEB SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

(b) Content on this Web Site may contain technical inaccuracies or typographical errors. Content may be changed or updated without notice. Robert Steele may also make improvements and/or changes in the products and/or the programs described in this Content at any time without notice.

(c) Robert Steele assumes no responsibility and shall not be liable for any damages related to computer viruses, worms, trojan horses and/or other items of a destructive nature that may infect your computer equipment, computer programs or any other property on account of your access to or use of this Web Site, including the browsing or download of any materials, text, data, images, video, or audio from this Web Site. You assume the entire cost of all necessary servicing, repair, or correction of any equipment.

(d) Any comments or materials sent to Robert Steele including feedback data, such as questions, comments, suggestions, or the like regarding the substance of any such documents (collectively “Feedback”), shall be deemed to be non-confidential. Robert Steele shall have no obligation of any kind with respect to such Feedback and shall be free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the Feedback to others without limitation. Robert Steele shall be free to use any ideas, concepts, know-how or techniques contained in such Feedback for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products or services incorporating such Feedback.

(e) Information which Robert Steele publishes on this Web Site may contain references or cross references to Robert Steele’ products, programs and services that are not announced or available in your geographical area. Such references do not imply that Robert Steele intends to announce such products, programs or services in your geographical area. Consult your Robert Steele business contact for information regarding the products, programs and services which may be available to you.

(f) Links to other sites (“Third Party Sites?”) may be accessed through this Web Site. Such external sites contain information created, published, maintained, or otherwise posted by organizations independent of Robert Steele. Robert Steele does not control, endorse, approve or certify any information, product or service referenced or provided at any Third Party Site. Robert Steele makes no representations whatsoever about any Third Party Site which you may access through this one. Other sites that may be linked from this Web Site may be owned or licensed to Robert Steele. Such sites may have their own user agreement and it is your responsibility to read and acknowledge such terms of use. Your use of such sites will constitute your acceptance of the terms of the user agreement.

(g) IN NO EVENT WILL Robert Steele BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY OTHER HYPER-LINKED SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY AS DESCRIBED ABOVE, SO SOME OF THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.

3. Confidentiality

Robert Steele provides services that will require certain visitors to enter information. Robert Steele relies on the accuracy of such information submitted and is in no way responsible or liable for the inaccuracy of such information. Further, Robert Steele is not liable for any damage or loss resulting from the any other party’s use of such information. Robert Steele does maintain a privacy standard as stated in its privacy statement and will protect and hold in confidence personally identifiable information obtained.

4. Restrictions on the Use of Materials

This Web Site is owned and operated by the Robert Steele. Except as otherwise permitted by Robert Steele, no materials from this Web Site or any other site owned, operated, licensed, or controlled by Robert Steele may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Web Site for your use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, re-post, or use the content of this Web Site for public or commercial purposes, including text, images, data, audio and video, without the express written consent of Allied Solutions.

5. Trademark, Service Mark, Copyright

Images and text displayed on this Web Site are either the property of, or used with permission by, Robert Steele. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

All trademarks, service marks, trade names, logos, and icons used by Robert Steele are proprietary to Robert Steele. Nothing contained on this Web Site should be construed as granting, by implication or otherwise, any license or right to use any trademark or service mark displayed on this Web Site. Your use of any trademarks or service marks contained or displayed on this Web Site, or any other content on this Web Site, is strictly prohibited, except as provided herein.

6. Digital Millennium Copyright Act Notification of Alleged Copyright Infringement

Robert Steele has registered an agent with the United States Copyright Office in accordance with the terms of the Digital Millennium Copyright Act (the “Act”) and avails itself of the protections under the Act. Robert Steele reserves right to remove any content that allegedly infringes another person’s copyright. Notices to Robert Steele regarding any alleged copyright infringement should be directed to the office address located on the Contact Us page.

7. Registration

Certain sections of this Web Site require you to register. If registration is requested, you agree to provide Robert Steele with accurate, complete registration information. It is your responsibility to inform Robert Steele of any changes to that information by emailing . Each registration is for a single user only, unless specifically designated otherwise on the registration page. Robert Steele does not permit (i) any other person using the registered sections under your name or (ii) access through a single name being made available to multiple users on a network. You are responsible for preventing such unauthorized use. If you believe there has been unauthorized use, you must notify Robert Steele immediately by emailing .

8. Indemnification

You agree to indemnify and hold Robert Steele, their officers and managers, employees, agents, representatives and affiliates harmless from any and all claims, liabilities, damages and expenses arising out of or relating to: (A) your use of the Web Site; or (B) any alleged breach of this Agreement by you.

9. Termination

This Agreement may be immediately terminated at any time by Robert Steele in its sole discretion. In addition and without prejudice to any other remedy available to Robert Steele, Robert Steele may immediately terminate this Agreement if you breach any term of this Agreement.

10. Arbitration

You agree with Robert Steele and its providers, agents, employees, successors, assigns, affiliates, parents, subsidiaries, that ANY CLAIM OR DISPUTE UNDER THIS AGREEMENT AND ANY CLAIM OR DISPUTE THAT YOU MAY HAVE AGAINST ANY OF THESE PERSONS OR ENTITIES, WHETHER RELATED TO THE DESCRIBED TRANSACTIONS OR OTHERWISE, INCLUDING THE ENFORCEABILITY OF THIS ARBITRATION AGREEMENT, WILL BE RESOLVED EXCLUSIVELY AND FINALLY BY BINDING ARBITRATION under the Code of Procedure of ARBITRATION-FORUM.COM (the “Code”) in effect at the time the claim is filed. The Code is available at http://www.arbitration-forum.com or can be obtained by calling 1-800-604-6778. Notwithstanding any choice of law provision included in this Agreement, this arbitration agreement is subject to the Federal Arbitration Act (9 U.S.C. ?? 1-16) and the laws of Indiana pertaining to the enforcement of arbitration awards. Hearings shall be held as provided by the Code and if any in-person hearing is required, it shall be held in Indianapolis, Indiana. Each party shall bear its own cost of any legal representation, discovery, or research required to complete arbitration.